INTERSCOUT   European Scout Insurance Scheme Outlines
Consorzio Interscout

Via Nibby, 11 00161 Roma - Italy -  VAT No. 97046280588 - Tel +39 336 723723

Updated  October 7th, 2024 - In force as from October 2024
 

SUMMARY IN ENGLISH

ABOUT INTERSCOUT

Interscout is a no profit organisation registered in Rome, Italy in 1986.

Aim of  Interscout is to provide all kind of facilities and advise services to boy and girl scout organisations and groups, as well as other similar non profit organisations.

Some of the advise services are: insurance , legal advise, overseas opportunities and contacts (international scout events), scout badges, stamps and belt-buckles manufacture, etc.

Interscout aim is also to set up a Scout Museum in Rome (Italy): for this purpose Interscout is the curator of the Italian National Scout Museum on behalf of The Italian Scout Collectors Association (AICoS).

Interscout has been the official organiser of the 23rd World Scout Collectors Meeting (Rome, May 24th 2003) and of the 39th event of the sama nature (2019).
Interscout has carried out a project with the Sovreign Order of Malta for the issue of their official postal stamp to commemorate 100 years of scouting. (see http://www.orderofmalta.int/emissioni/filatelia/ issue #367 under year 2007).
Interscout is run by scouts in the scout spirit of service.

One of the most appreciated activities of Interscout is to provide scout member associations and groups with a scout insurance scheme, which includes personal accident, medical expenses and third party liability.

2024 SCOUT  INSURANCE  SCHEME  OUTLINES

This is a Group Insurance Scheme tailored for scout groups/associations and other similar no profit organisations.
 

Insurance Company :
NOBIS ASSICURAZIONI, Via Lanzo 29, Borgaro Torinese TO
 

P.A. Insurance Policy:

Personal Accident Policy No. 203775007

Personal Accident Cover (PA):

Invalidity (invalid status following accident): up to Euro 150,000 per event, per person.
                                    Deductible:  flat 3%

Indemnity for death following accident: Euro 100,000

Medical expenses following accident: Euro 3,500 per event/per person
                                    Deductible: 10% (minimum Euro 100)

Dentures sublimit : Euro 500 per event
Eyeglasses lenses broken in an accident: up to Euro 250,00 per event.
Per event overall limit (per group, aircraft, etc.) Euro 3,000,000

Cover is also in respect  of commuting risk to/from home on individual basis

All guests attending the "family day" are automatically covered (at no additional premium)

Territorial scope: Worldwide

Age limit: 75

Illness:

Sickness hospitalization allowance: € 50 per night up to 15 nights

TPL Insurance Policy:

Third Party Liability Policy No. 203775035

Legal Liability to Third Party (TPL) and Legal Expenses Cover:

Legal liability including leader's professional indemnity up to Euro 2,700,000

Legal expenses to defend from third party legal action: up to Euro 675,000 per event;

Scouts are considered third parties of each other, except for relatives;

Deductibles: none;

Special extensions:

• Damage to woods (bushfire): up to Euro 40,000 per event;

• Fire damage to third party property, buildings, etc. in custody of the assured: up to policy limit;

• Pollution risk: up to Euro 20,000 per event;

• Damage caused by boats (with no engine) up to 5 meters lengh.

Cover to include commuting risk to/from home.

Territorial scope: Europe (including Eastern Europe) and all Mediterranean countries

Total annual premium (Personal Accident and Liability) : See Membership.

 Conditions:

Insurance shall cover all members of the single Scout Association or Scout Group associated to the Interscout Consortium.

Quotation costs :
Any European Scout Association or Scout Group may become member of Interscout.
Membership is on annual basis starting each 30th September.
First Year Membership Entry Fee: Euro 50.00
Interscout annual membership fee due by each scout association: Euro 10.00
Insurance scheme quotation (including Interscout personal membership, PA+TPL insurance) € 12.50 per insured person per year or fraction, but min. quotation 50 members per association.
Quotation is compulsory for all members of the applying Association or Group.
To enjoy the benefits of our Insuranche Scheme please contact Interscout (see below)